Is there anything that I can to do get the “ND” (no info reported) items off my credit report if the balance is paid off completely?
Update:
Ok thanks everyone, I didn’t know that it was good for my credit. It is 2 things that I paid off that is showing as a $0 balance
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✅ Answers
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Do they show as 0 balance? If these are paid, closed accounts in good standing, they should remain for at least 10 years and are good for your credit.
If these are derogatory accounts, they will age off 7-1/2 years from the date of first default.
If the item is listed with no data, it really isn’t doing much one way or the other for your credit.
Source(s): BD
The credit bureaus are run by their subscribers, your creditors. All information about you that is on your credit report is reported by them.
By law, everything they report has to be the truth. Otherwise, it has to be corrected or removed. You have the right to dispute any inaccurate information. The credit bureaus have to investigate. If the creditor reports the information as true, it stays. If he doesn’t reply, it has to be removed.
Good luck
……….if no info is reported I dont think it would hurt you at all if it current on your credit report.