Ok so I need to know how to credit easily n fast cause I wanna get a iPhone 4 but sprint wants a $3 deposit cause I have no credit n undone have 3 to spend right now so what’s a good way to build credit easily and fast? Thanks alot guys!
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Get two credit cards, ask them to lower your limmit to like 3 or 5 dollars. Use them to buy everything, and pay them off every month on time. High limmits look bad, and the rating goes up if you regularly charge a good portion of your limmit (but not up to or over), and you pay that off regularly and on time. It is also better to have more than one, but not too many cc.
If you have no credit history, it is unlikely you will be able to get a regular credit card. You will probably have to start with a secured card — you pay a deposit which is held as collateral against the line of credit.
You would have to use a new credit card for at least 6 months before it even begins to count in your FICO score. Even then, it won’t be much of a score. In a year, you might qualify for a regular card, but Sprint may still want that $3 deposit. It takes years to build good credit.
Source(s): BD
Open a credit card. Or take out a small loan. Then pay it back. It takes time to build credit – it’ll take you months or years to establish your credit history so don’t expect it to happen over night.
you are not going to get credit fast pay up or give up