Why don't people ever pay back loans?

Every loan I ever give out, I never, ever see it back. First time I gave out a loan was a few years ago. I gave a friend $30, and then he claimed he never even got the loan. When I pushed the issue, he said he has no intentions of ever repaying.

A little later, a family member asked for a $1 loan. I thought I could trust her, but every time I aske for it back, she said she doesn’t have it. Eventually she began to say f*** off. After that, I swore I would never give another loan to anyone.

But then recently a close friend begged for a $1 loan, saying her power was going to get cut, and that she and her kids would starve. Now I’ve her for years, and i’ve never known her to act like scum at all, but when I asked for it back, it was yet another case of someone saying next week. The next week would come, and she would say next week again. The next week came, and then she said she never even got the loan. This seriously dead set pissed me off. I just finished putting loooooads of brown sugar, caster sugar, and bleach into her fuel tank. I’m hoping this either destroys or does serious damage that will cost waaay more than $1 to repair.(neither her nor her friends have internet, so i’m not concerned about her finding out about this post).

But anyway, just WHY do people refuse to pay back loans??? I know they can all afford to pay it back, they just simply choose not to. It’s actually really upsetting that people do this to friends and family.

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✅ Answers

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  • First rule in finance. You don’t lend money to friends,

    family, neighbors or co-workers. If you can afford it,

    just give them the money as a gift. Then say, never

    ask me for money ever again.

  • Because there tramps who don’t stick to there word its evil taking money off someone and not paying it back they are nown as scum for the rest off there life don’t trust any1 with a loan again

  • Well, you know where you stand with them in the future.

    If somebody asks you for a loan again, ask for collateral. In other words, you get to keep something of theirs that’s roughly worth the amount of the loan. If they don’t pay you, you keep the item.

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