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Good luck.
The car company has nothing to do with your financial situation, YOU control your personal finances, YOU are responsible for your own credit score and if you don’t qualify for a loan the ONLY person to blame is you.
Banks lend money. Car companies sell cars. The banks have very regid guidelines when it comes to loaning out money. If you don’t qualify for the loan you don’t buy the car.
Talk to a local Credit Union of you are having trouble financing a car loan. They offer the best loan rates and the best customer service in the industry.
Apparently they looked at your credit report and discovered you were a high risk of default if the did approve. Start by requesting a copy of your credit report,
They probably looked at your complete lack of ability to form a complete sentence and realized that you were a high risk for the financing.
He’s right…