Will a car dealer place a collection on my credit report if I have walked out with the merchant copy?

I know this question may sound stupid but I appreciate your time in answering it. Here is the story: I went to my car dealer service department a week ago and purchased a car remote battery. The person who helped me asked for my Driver’s license. He entered my driver’s license information to his computer … Read more

Why was I denied a Discover card?

Alright, so I applied for a credit card with discover earlier today. And I went through the process, and I gave all my information, and what not. I thought that it would ask if I was going to be applying towards a student card.(I start college soon) Well that never came up, so the application … Read more